This past summer, many Michigan communities hit record highs in the housing market. Homes sat on the market for mere days, while a year ago, the same type of home typically sat for a month or more. While a housing shortage exists, partially due to less new construction and continued
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Refinance Your Mortgage to Pay off Student Loans
With the fall semester approaching and the pause on federal student loan payments ending August 31, 2022, there’s no better time than now to get your finances in order. The coronavirus pandemic has put an economic strain on many American homeowners, particularly those with student loans. Though the Coronavirus Aid,
Continue readingHelpful Home Buying Approaches in Today’s Market
Hoping to buy a home this summer? Despite inflation, securing the home of your dreams is very possible. Since experts predict this trend will continue throughout 2022, we’ve gathered a few tips and strategies to help soften the impact this may have on your home purchasing experience. Step 1: Do
Continue readingHot Market, No Problem
Securing a home that you love and can afford might seem like a tough feat, given the rising inflation. However, the good news is that the median home sales price trend is more moderate compared to the housing market predictions forecasted in 2021. If you’re a first-time homebuyer, investor, or
Continue readingThinking of Buying a Home? Get Pre-Approved First!
Many changes are occurring in the market these days – so it’s best to prepare yourself by getting your ducks in a row in anticipation to house hunt. The first item on your list should be getting pre-approval for home financing. Realtors can’t afford to waste time showing you houses
Continue readingBuy When Rates are Low!
Time is Running Out for Historic Low-Interest Rates Driven by inflation, economists forecast a steady rise in interest rates throughout 2022. Already the interest rates on popular home loans have surged above four percent. If you are in the market and ready to buy, now is the time before the
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NEED SOME EXTRA CASH?
Cash-out refinancing puts money where you need it most: in your pocket. Improve your financial situation with cash-out refinancing. You can use up to 80% of your home equity to cover significant expenses. Some of these include paying off debt, gaining emergency capital, buying a second home or investment property,
Continue readingDrowning in Debt or Need Cash? Refinance Today!
WE CAN HELP! REFINANCE TODAY AND REGAIN CONTROL OF YOUR FINANCES! Tap into your home’s equity to obtain cash, consolidate debt, and improve your financial situation with a cash-out refinance. With cash-out refinancing, you can pull up to 80% of the equity from your home for nearly any reason. Need
Continue readingJumbo Refinancing
Why Refinance a Jumbo Loan? Jumbo loans are typically utilized when the mortgage amount exceeds the limit set by Fannie Mae and Freddie Mac. These high-value loans are reserved for people purchasing a home in a high-priced area, investment properties, or vacation houses. To qualify for a jumbo loan, the
Continue readingReady to Refinance? We can Help!
How Does Refinancing Work? When someone refinances a home, they are replacing their existing home loan with a new mortgage to either save money or get cash in hand. If the borrower wants to take advantage of falling interest rates, refinancing can lower monthly payments. Moreover, after refinancing, mortgage terms
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